Tally app4/7/2024 ![]() Card with the highest credit utilization rate (as a way to increase your credit score).Highest interest rate first ( debt avalanche).With Tally, you can prioritize your payments based on: Your rate is primarily determined by your credit score, and a minimum score of 660 is required. The logic behind this is that if the interest rate on your Tally+ Express line of credit is lower than your credit cards, you’ll save money.Īmounts offered range from $2,000 to $20,000 with APRs between 7.9% and 25.9%. It’s similar to a debt consolidation loan in that it extends you a line of credit and then uses those funds to pay down your debt. Tally+ Express, which costs $25 per month, is their premium and more well-known offering. The basic plan, which costs $4.99 a month, gives you access to a set of tools to make paying off your debt easier, including advice on which credit card to pay off first based on your designated debt payoff strategy. Tally (which is also known as Meet Tally) is an app designed to help people get out of credit card debt. 6 Things to Know Before Signing Up for Tally+ Express.
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